Archive for March, 2006

With the continuing threat of more snow and icy conditions forecast, Dreamsaver Wedding Insurance has received several enquiries regarding cover for cancellation of weddings due to adverse weather.

Section 1 of the Dreamsaver policy includes cover for cancellation or rearrangement of the wedding owing to the inability of the participants and guests to reach the wedding or wedding reception venue due to adverse weather conditions and there is also cover for the non-appearance of the officiating minister or registrar. Adverse weather, for this purpose, is defined as weather conditions that cause major disruption to travel services that prevent the participants and majority of the guests from reaching the venue. If international travel by air or sea is involved then the booked arrival date must be at least 5 days before the wedding.

However, it is important to remember that wedding insurance, like all insurances, is designed to protect you financially from things you don’t already know about. If you purchase any wedding insurance policy, not just Dreamsaver, in the knowledge that current and forecast weather conditions, such as the snow, are likely to affect your plans then an insurer is unlikely to cover any related claim. This is because the policy specifically excludes circumstances that you are aware of at the time the insurance is arranged and current weather conditions and weather forecasts would fall within this. If you are in doubt, please call us on 01483 562 662.

Dreamsaver has previously identified a trend for some couples to delay purchasing policies until close to the ceremony date. There is a significant risk in doing so, however, because circumstances may well change in the meantime and something that would otherwise have been covered if it occurred after the policy was arranged is then excluded.

Dreamsaver Wedding Insurance can be bought up to 24 months before the ceremony and we recommend purchasing the policy as soon as any financial commitment is made, not only to give you protection against adverse weather conditions but also all the other benefits under the policy, such as financial failure of wedding suppliers.

When planning a beach wedding along the beautiful beaches of Florida’s emerald coast on the beaches of Destin,Panama City Beach,Pensacola,Perdido Key,Sandestin,Miramar Beach,Navarre Beach,Seaside,Grayton Beach,Blue Mountain Beach, Seaside, Okaloosa Island, Fort Walton Beach Florida, one detail is sometimes overlooked. Do we wear shoes flip flops etc. or do we go Barefoot in the sand. And the definitive answer is ….. Either or Both or it a personal choice…..can you see where this is going. Another often overlooked garment issue is what do the guests wear. It is a wedding, although a beach wedding, but being on the beach makes it a little more casual so when asked what do i tell my guests to bring for the beach wedding ceremony, what should i tell them to bring?? And the last but most of the time first clothing issue for a bride and groom is ::: What do we wear??? Coat and tie , traditional wedding dress, linen shirts, beach dress, shorts or pants. So what is acceptable? Below you will find three tips for each situation. Flip Flop shoes or barefoot? What to tell guests to wear? What is acceptable for Bride and Groom to wear?

First thing to know about a beach wedding is that function trumps fashion Always!!! If you keep this in mind you will look great and most important be comfortable.

Barefoot of Flip Flops :::  Barefoot by all means, Done!! This is the beach after all and the sand along the emerald coast is amazing and soft. Go have pedicures done the day of the wedding , this means you too guys!! and go barefoot.!!!

Guests Attire :: this gets tricky because you have to consider everyone that may be attending your wedding and uncle Jim may never wear anything but jeans and a cowboy hat!! But the key word here is YOUR …. it is your wedding. It is ok to suggest a clothing theme, say tropical or white with kaki or ladies wear beach dress and guys wear shorts. Just remember when planning your beach wedding to take into consideration the feel or theme you are looking for at your ceremony. One hundred guests in white shirts/blouses and kaki look really stunning on the beach

Bride and Groom Attire ::: As a beach wedding planner I have seen every combination of Bride and Groom attire, and every combination works!!! So here is where you can become very creative or very traditional. This choice on wedding dress is your and yours alone. The choice on groom attire is also yours. Remember the beach is an outside location and can have weather including heat. Also take into consideration that heats best friend is sometimes wind,,, so if you have a fancy hair style that has a veil it may be wise to at least have a backup plan to remove your veil. You do not want your photo’s to be of you wrestling your veil all evening.

In closing it is important to remember that this is your very special day and what ever you decide, barefoot or flip flops, tropical theme beach wedding or traditional it will be beautiful.

Nothing can beat Destin Beach weddings for sheer romance. With the emerald waters of the Gulf of Mexico as the panoramic background, you can consummate your wedding vows in a full-breast suit but at the same time barefooted if you choose so you can really feel fine white sand on your feet. A bride can likewise choose to be barefoot in these very romantic Destin beach weddings.

Destin beach weddings can be performed at any location you choose. In other words, it can be done by mobile wedding coordinators wherever you want your biggest moment in life to take place. It may be on one of those popular beach destinations anywhere on Destin, Florida or public parks there.

Holding Destin beach weddings in the “Luckiest Fishing Village” in the world is synonymous with deep-sea fishing activities. Destin holds some of the world’s records regarding saltwater fish catch. Destin beach weddings provide that elusive romantic ambiance with perfect white sand beaches with a lot of condo units and beach houses for rent at reasonable rates.

For that perfect romantic honeymoon, Destin beach weddings provide some of the best areas to make your life complete now and forever. You can relax on the white sands after the ceremonies with the warm breeze blowing all around you. Your loved one will surely feel the same way too and make her or him love you more. You will be in a tropical paradise and everything seems like a nice dream.

With Destin beach weddings, you have the complete discretion of choosing a simple wedding or an elaborate beach wedding. Wedding coordinators and planners can greatly help in the preparations so you will not feel hassled with all those minute details. Destin beach weddings allow you to plan out for recreational activities after the ceremony is over and make your honeymoon all the more memorable.

 
Make your precious honeymoon vacation complete with the many recreational activities and amenities available to suit your schedules. These include fantastic yacht cruises, gulf-side swimming pool, world-class luxurious spa resorts, tennis courts, a golf course and fine dining restaurants on the beach. There are also shopping malls and strips nearby where you can buy souvenirs and mementos.

Attending Destin beach weddings will also have a salutary effect on your guests too. They will surely gush over the romantic tropical island setting and may even actually enjoy their attendance at these Destin beach weddings. In other words, Destin beach weddings will also make your guests feel romantic too!

“Limousines”, when this word is heard or strikes your mind, the only thing that will rack your brains is luxury and luxury alone. Because the vehicle in itself is such a class apart and diversified, that it is almost unbelievable to take your eyes off it when you see it on the road. And to think that companies in Toronto have actually fleets of it available to them is quiet mind boggling actually. The wedding limo Toronto is a service which was started for the rich and the filthy rich to suit their style and their grandeur in weddings. It boasts off the most advanced range of limousines ever imagined.

Toronto is one of the largest consumer bases in the world to boast of wedding limo services and that in itself is an utterly amazing feet. The brilliance of the service itself is that it is suited to any kind of wedding that you fancy. Be it themes, white weddings, beach weddings etc. Snazzy limousines like the Hummer limo and the stretch limos are available to take your breath away and seek attention from the moment it makes its entrance in a wedding party in Toronto. Toronto also boasts of one of the most experienced and friendliest staff on board ever. Their chauffeurs are well equipped to handle their client’s demands and also are available round the clock on an hourly rate. Weddings Limousines in Toronto are a sure shot success and the results are there for everyone to see.

The people who come to attend the weddings are pleased as well as the Limo is the ultimate symbol of luxury and class. And what better way to show your class than at the wedding of your near and dear ones. A wedding limo Toronto comes with a lot of competition, wide limousine competition and yes with a lot of wedding limousine competition. So lastly, the selection of a limousine company for your wedding should be one that has an immense choice of cars, updated with the newest and maximum fleet, and a company that shows you with an image you can be proud of with drivers that are professional and of course well groomed. So the next time you are actually in Toronto, make sure to check out a wedding with a LIMO. You are definitely going to experience the difference!!

Barely a wedding goes by without a infant crying briefly in the work of a wedding ceremony, or a kid speaking (again briefly) in the work of the speeches. This is very always met with smiles & laughter & can be a fondly recalled part of the day. If, however, you feel your reaction would be more one of horror & embarrassment, an adult only ceremony and/or reception’ might be the appropriate choice for you. Alternatively, entertaining children at weddings can be an excellent compromise.

Keep in mind it is your wedding, so if a childfree event is best for you then nobody else can tell you you’re wrong. Don’t expect everyone to be happy about your decision though. Three times you have made your choice, try to be consistent. Allowing some children & not others is positive to cause resentment, which you don’t require on your wedding day. A great way to placate upset parents is by having an adult only ceremony, but allowing children at the reception. This ensures that there will be a number of the fun & laughter that children can bring to a wedding day, without any disruptions in the work of your ceremony.

In case you think about it as a disgrace to have a wedding without the tiny people present, but require to keep away from any tantrums, then look in to various ways of entertaining children at weddings. An entertained kid is a happy kid. Lots of of the forms of children’s entertainment available for weddings are also fun for the grown-ups (my personal favourite has to be Giant Jenga!) & will make for some hilarious wedding photographs. This, & similar lawn-games can be bought, or hired from various entertainment companies. A quick web search ought to lead you in the right direction. Wedding entertainers can also help to keep the tiny ones happy. Balloon sculptors & magicians are the most common choice.

Research undertaken by Dreamsaver Wedding Insurance has revealed that couples are typically leaving it until 1 or 2 weeks before their wedding day in order to buy their wedding insurance.

One of the major benefits of a Dreamsaver Wedding Insurance policy is that it can be purchased up to 2 years before the wedding ceremony date, protecting your money against a wedding cancellation (within the scope of cover) or a wedding supplier going bankrupt throughout this entire period. With the cost of the average wedding in excess of £20,000 it makes sense to have some sort of financial protection to safe-guard deposits, particularly with wedding venues taking bookings many months in advance.

The biggest culprits for leaving it late to buy wedding insurance are men, with a significant number buying a wedding insurance policy the week before the ceremony! This is unwise as the financial failure of wedding suppliers’ cover only applies 14 days after the policy has been bought, potentially leaving these couples out of pocket should the worst happen and they need to make a claim.

With 2 years of cover it makes sense to purchase Wedding Insurance as soon as possible.

‘I am surprised that couples are leaving it late to buy Wedding Insurance. With the average wedding costing £20,000 I would personally want that protected as soon as possible, if your wedding cost increases during the period of cover, we are more than happy to increase your level of cover for you.’, stated Jonathan Buttery, Director of Voyager Insurance Services who operate Dreamsaver Wedding Insurance.

Data from the first 6 months of 2010 have shown the most frequent Dreamsaver wedding insurance policy purchased through www.WeddingInsurance.co.uk to be the Gold level of cover, which has a cancellation cover £10,000.

Many commentators have reported that the average cost of a wedding in the UK is in the region of £20,000; however our research has shown that customers are buying policies to cover wedding for a much lower amount.

This could be due to two factors:

With the current economic climate couples may be opting to have smaller weddings or economise in other ways, such as having friends help with certain items for example making the cake and hence needing a lower level of wedding insurance cover.
Alternatively, couples could be underinsuring their weddings, which Dreamsaver Wedding Insurance would never recommend. By doing this if a couple needed to claim on their wedding insurance policy they would only be eligible to the policy limit, potentially leaving them out of pocket, if there is a claim and the level of cover chosen does not meet the actual cost.

 ’As the economy improves we would expect the cost of weddings to increase and see a corresponding rise in the sum insured of wedding insurance policies. However, if couples are underinsuring that is a more worrying trend. A wedding insurance premium is a tiny proportion of the overall spend on a wedding (just 0.3%), so underinsuring your big day could be a false economy.’ commented Jonathan Buttery, Managing Director of Voyager Insurance services, who operate the Dreamsaver Wedding Insurance brand.